OBAMACARE
This is the last essay on the specialty of Oral and Maxillofacial Surgery (OMS) and the difficulty patients with significant impairment have in finding a qualified surgeon when non surgical management has failed.
OMS is an interesting health field to study in relation to economics , particularly relative to cause and effect of market forces, supply and demand capitalistic business model versus a socialized governmental control model endemic to US medical care delivery today. OMS is the only surgical specialty where a provider can have both a dental and medical degree. This is a standard credentialing process in Europe, Asia and other countries, and since the `1980s, many young US surgeons choose to go to medical school after dental school. It expands the knowledge base as well as the scope of the field. The cost of such training must be borne personally and often the debt owed is in the 100-200 thousand dollar range…..4 years of college, 4 years of dental school, and 5-6 years of maxillofacial surgical training place the time spent in formal surgical training on a time basis that is similar to that of a cardiothoracic surgeon. A young surgeon is generally assuming his first employment in his or her early to mid thirties. When finally practicing, third party insurance compensation is provided in part by dental insurance and in part by medical insurance. So part of his or her care faces restrictions from both medical and dental insurance restrictions (yearly maximums in case of dental extraction procedures and medical insurance restrictions ERISA etc as previously discussed….. along with Medicare and Medicaid socialization payment systems). It is an interesting balancing act when trying to construct a provider’s business model of economic viability…let alone debt service. And the patient bases are generally a patient base most impacted by important quality of life healthcare decisions and treatments…as opposed to life and death healthcare decisions faced by other medical specialties, particularly those involved with late in life heathcare management.
One of the most interesting aspects of today’s ”evidence based healthcare” investigaton methodology, is how payers of healthcare look at data relative to its benefit to the general public. The specialty of OMS self funded and produced one of the most well received and extensive evidence based cause and effect models of recommended heathcare treatment…a study to determine the “medical necessity” effectiveness of removal of impacted teeth (wisdom teeth), the traditional bread and butter procedures of the specialty. This was a well controlled 10 year study that basically determined that impacted teeth are a common cause of oral infection, creating pain, swelling and other unpleasantries….and that removal is legitimate therapy from a medically necessary beneficial standpoint. This was really nothing new that the lay public, through their own collective experiences, already understood. The conclusions were no different than those from the literature of the OMS specialty published for the previous 50 years or so prior to this large formal study following the alogarithms of a formal “evidence based” epidemiologic study. It was just that the formalization of such a study and including all kinds of clinical situations, presentation, age parameters and controls ….and satisfied academics and those demanding such studies (third party payers of such services)….in the end, creating an “evidence based model” of care and declaring “institutionally” and universally that the service was a legitimate human healthcare service. The project itself , its design, and 10 year study are a testimony to the specialty and how to design as study of this magnitude. From a cynical viewpoint, it was an expensive confirmation of a basic healthcare service….one that not performed in the days before development of antibiotcs….was often a lethal infectious disease process at its worst case scenario.
Once such studies are created, it then becomes necessary for acturarial analysis relative to cost of providing that care. Statistics show that over 80% of humans will have diseased impacted teeth or other problems with their 3rd molar teeth (commonly referred to as wisdom teeth) creating medical necessity of need to remove them.
After acceptance of such a concept by payers, an actuary looks at results of a well designed health care evidence based study, and determines what a given company or payer can afford to provide that care. Evidence based methodology that prooves the benefit of a certain treatment, in the end depresses payments accross the board….because the system is only willing to subsidize so much money for any given benefit. It is not a marketplace supply and demand economic depression factor….but rather a statistical actuarial application of a fixed supply of dollars available to be spread over a population to compensate for a given service. As more “evidence based medical” studies and models are produced, they will have the same economic impact as the third molar removal study produced in OMS….all payers of healthcare will cut back on individual case compensation per capita….because there are now so many future statistically predictable recipients in the mix….and the result is a created depression of prices based on demand and statistical probabilities of need. With only a fixed amount of circulating capital available to be applied to employee or government recipient healthcare services available (without tipping the balance for other expenses in life) .
What this does, for younger people anyway, is to increase their own personal investment in healthcare for services as co pays and percentages of coverage for a procedure to compensate for payments decreased by a third party payer. This differs significantly from a Federally mandated government paid healthcare program where current services are covered as they occur regardless….such as Medicare funded life extension, end of life medical therapy where procedures are compensated regardless of whether they make financial sense or not, or really necessary in adding to overall management, may be performed with medico-legal concerns in mind….or do much to improve anything about the quality of an individual at the ending of life as we know it.
Healthcare financing studies in the US conclude that approximately 15% of the US population consumes 85% of US healthcare costs. This includes those with significant disease processes with multiple system complications such as diabetes and cardio-vascular disease, the disabled from disease and accident, those with congenital defects and the elderly drifting in and out of hospitals receiving life extending therapies only to return to nursing home environments.
How to pay for this…Obamacare’s solution is to decrease payment to doctors and introduce a new tax levied on real estaste transactions…..Americans are OK with the first but like Congressmen who did not read the legislation….are unaware of the second cost saving aspect. Unfortunately, the legislation does nothing to address what we all must face as a culture…quality of life services and their application while we are young and productive versus a limitless credit card account to engage miraculous but expensive healthcare services, Government funded, at the end of our lives or when we are faced with the difficult choices forced on those inflicted with terminal diseases.
What does this have to do withthe majority of patients seeking common healthcare services? Understand that costs have been cut and that personal investment in one’s own health care services are the trend that generation X and Y will have to plan for. Your peers who choose medical training will incur tremendous debt to earn the privilege to help humans with disease and dysfunction. Many difficult choices are in store for all relative to quality of life healthcare expenses spent while young, versus almost out of control end of life expenditures covered by Medicare. Despite all the rhetoric and emotions, Obamacare does nothing to solve this underlying economic morass and moral delemma.
Since impairing TM joint dysfunction can impact a much younger group of patients compared to other orthopedic problems, much of the provider’s services must be borne by the patient since they are not compensated by third parties. Going forward, this reality will be likely for all individuals and a personal economic financial life model will have to include allowances for basic and common health care issues, many that have evidence based scientific cause and effect benefit but pushed out of the way by these other unresolved macro health issues.
In summary, the complexities of the American macro-economic healthcare model is mirrored in the micro-economic model endemic to the surgical field of oral and maxillofacial surgery. Presently, there are two major market forces in play, a capitalistic, laissez-faire model based on delivery of cash fee for service procedures such as dental implants, cosmetic facial surgery, office based anesthesia services (provided by the only surgical specialty which continues to obtain anesthesiology training in residency training) providing non 3rd party covered and compensated procedures. The other model is one based on insurance compensation from Federal or Corporate insurance self-funded regulated markets that mirror that exclusive to medical services save that of those seen in cosmetic plastic surgery . OMS providers will provide care at both levels. However, the disconnection of supply and demand natural economic marketplace forces in play in the aspect of delivery of dental implants, a huge public need and want that is not provided by traditional 3rd party payer models….is contrasted by other provided services in the field such as management of facial fractures, facial deformity adn TM J orthopedic surgery…all compensated by Federal or other 3rd party payers at regulated fee structures created by government as a basis for determining service worth. These issues become more complicated, paradoxically, when the response to good research and evidence based methodology relative to direct cause and effect of disease and statistical penetration of incidence within the public patient base (payers reduce compensation for reliable beneficial services in a population where services help with quality of life concepts ), particularly in a young productive public patient base or workforce. In the United States, 85% of healthcare costs paid for by 3rd parties or payers other than the patient, are spent on 15% of the population fortunate to have insurance or Federal (Medicare/Medicaid) benefits. Much of the funding of this discrepancy is made by workers who themselves find legitimate and beneficial quality of life services denied or significantly diminished by those very payers they help to fund.
This discrepancy is unsustainable. We all know that. Obamacare, pushed through by Congressmen and women who did not even read the legislation and based now on coercian and mandatory obligation of Americans to purchase insurance is to be questioned. It does nothing to address the difficult moral questions we as a culture have not been seemingly willing to address relative to the disconnects in the system that we have all personally experienced. The solutions to fund our financing needs for healthcare are based on increased tax revenues from taxes hidden from the public (real estate transaction taxes), increases in Medicare tax rates , and significant reductions in payments to doctors for services. With this as a background, and the fact that few providers obtain government sponsered bailouts for their debt (unless they serve the government in some way), the solution to our “healthcare crisis” will likely in the long run impact younger Americans disproportionately in the future as they are victimized by the law of unintended consequences because of the limited access to certain specific healthcare needs, especially sub-specialized “niche” care few providers are trained to provide or interested in delivering in the first place. In plain English, the attrition of one of America’s greatest natural resources, its medical healthcare providers who refuse to be held hostage by a dysfunctional system based on coercian will escalate. When that happens, access to care and the wait to find a qualified specialty care provider will create waiting for care that exists in certain countries where healthcare resources are much less than ours. What will be left will be all the American invented machines of healthcare. What will be lost is the human interest to competently run those machines.
Given a choice, an OMS will generally choose a market based business model of direct mutual contract with a patient….because he or she has all the services to provide within an office setting, at less overall cost, than services offered with many middlemen and artificial cost controls that do not compensate for the direct costs, time or risk to deliver that care. Today, access to care for certain services are becoming harder to find for the public. TMJ surgical services are some of those difficult to services. Consult ASTMJS.org for a list of subspecialists with interest , qualifications and skills to provide these services.